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How k0860 Handles Your Personal Data

At k0860, your personal data belongs to you — we collect only what we need to operate your account, process deposits via UPI, Paytm, or PhonePe, and keep…

Data collected only as neededUPI, Paytm, PhonePe transactions protectedYour right to access, update or deleteNo sale of personal data to third partiesContact us any time to exercise your rights

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What This Policy Covers and Where It Applies

k0860 Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This Privacy Policy applies to all personal data processed by k0860 when you create an account, make a deposit, or interact with our platform. Access to our platform depends on local law and is available only where local law permits. We process data in accordance with

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applicable Indian data-protection principles and the Information Technology Act, 2000 as amended. When you use UPI, Paytm, or PhonePe to fund your account, those payment providers operate under their own privacy terms; we receive only a transaction reference and your account identifier — we never store
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full card or bank credentials on our servers. This policy covers our website at k0860.com, any mobile interface, and all account-related communications we send to you.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

Reach Our Privacy Team Directly

If you want to request a copy of your data, ask us to correct inaccurate details, or raise a concern about how we handle your information…

HOW WE PROTECT YOUR DATA

Data Handling, Cookies and Account Security at k0860

We apply layered security measures to every account on k0860.com — from encrypted data storage to strict internal access controls.

Data We Collect

We collect your name, mobile number, email, and payment references when you open an account.

How We Use Your Data

Your data is used to verify your account, process UPI, Paytm, and PhonePe transactions, send you account notifications, and detect…

Cookie Policy

We use session cookies, preference cookies, and analytics cookies. Session cookies expire when you close your browser.

Account Security Measures

Passwords are stored as salted hashes — we never see your plain-text password.

Data Retention

We retain account data for as long as your account is active and for a period required by applicable law…

Requesting Changes or Deletion

You have the right to access, correct, or request deletion of your personal data.

Frequently Asked Questions About Your Privacy

Below you will find answers to the questions our account holders ask most often about data collection, storage, sharing, and their personal rights under our Privacy Policy. If your question is not covered here, reach out to our Privacy Team through the contact paths listed above and we will respond within 48 hours.

We collect your name, email address, mobile number, and date of birth during registration. Payment references from UPI, Paytm, or PhonePe transactions are also stored, but we never hold full bank or card credentials on our servers.

We share data only with service providers essential to running the platform — payment processors, identity-verification partners, and server infrastructure. We do not sell your data to advertisers or unrelated third parties under any circumstances.

Email our Privacy Team from your registered email address or raise a request through live chat on k0860.com. We will verify your identity and send a data export to your registered email within 30 calendar days.

Yes. Submit a deletion request via email or live chat. Once verified, we will close your account and delete or anonymise your data, subject to any retention period required by applicable Indian law.

UPI and PhonePe transactions pass through their respective encrypted payment rails. We receive only a transaction token and your account ID — full payment credentials never touch our servers or logs.

You can raise a complaint with our Privacy Team. If you are not satisfied with our response, you may escalate to the relevant data-protection authority in India. Access to our platform is available where local law permits.

We review this policy whenever there are changes to applicable law or to our platform practices. We will notify you by email or an in-app alert before any material change takes effect, giving you time to review the updated terms.

How k0860 Handles Your Personal Data

Reach Our Privacy Team Directly

Data Handling, Cookies and Account Security at k0860

Data We Collect

How We Use Your Data

Cookie Policy

Account Security Measures

Data Retention

Requesting Changes or Deletion

Frequently Asked Questions About Your Privacy

01 What personal data does k0860 collect when I open an account?

02 Does k0860 share my data with third parties?

03 How can I request a copy of the data k0860 holds about me?

04 Can I ask k0860 to delete my account and personal data?

05 How does k0860 protect my payment details when I use UPI or PhonePe?

06 What are my rights if I believe my data has been handled incorrectly?

07 How often does k0860 update its Privacy Policy?

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